** SCAM ALERT 11/20/2008 **
There is an email and phone scam circulating in South Dakota. They are asking through email for members to answer a short survey and they would deposit $50 into their account. All they need is for you to participate and give your account information to them so they may make the deposit.
DO NOT participate in this survey or give out your information!
The phone scam is asking for debit card number, pins and CVV. Those who gave out this information found that their cards were used immediately following the phone call.
This scam is not limited to the South Dakota area.
Please DO NOT give out your information to ANYONE! Protect yourself!!!

If you no longer want your statement mailed to you, please contact us at 605-892-4631 or 605-347-5935.

Christmas Loan Special
Borrow up to $1,800 for your Christmas purchases*
Interest rates starting at 6.75% APR*
12 Month Term
First payment due in January 2009
APPLY TODAY!
*Dollar Amount and Rate only apply to those that qualify.
Holiday Skip-A-Pay
Skip-A-Pay is now available thru December 31, 2008, to those who qualify. You can elect to skip a payment on your loan. If you have more than one loan, you may be able to skip a payment on each one. Skip-A-Pay is only available on consumer loans in good standing, must have had at least 10 payments made prior to skip, and approved 10 days prior to due date.*
* Please contact either branch for full details and to see if you qualify
at 892-4631 or 347-5935.
Upcoming Events….Upcoming Events….Upcoming Events.....Upcoming Events
Funds in the Holiday Club accounts will be released on November 15th!!
We will be restarting the club on January 1, 2009.
Want to join in on the savings? Contact us today!!!
We will be closed Thursday, November 27th, and Saturday, November 29th, for Thanksgiving. We will be open on Friday, November 28th, for regular business.
We will be closing at 2:30pm on Christmas Eve, December 24th. We will be closed Thursday, December 25, and Saturday, December 27, for Christmas.

Holiday Club Accounts
Our Holiday Club Accounts are an excellent way to save for the next holiday! Any funds deposited will be held
until November 15, 2008, for the 2008 Holiday Season! You will also be receiveng a
special dividend rate on these funds!
What a way to save!
If you don't have YOUR Holiday Club Account started, See Us TODAY!!!!!!
Simply Service FCU or CUNA Mutual Group will
NEVER ask you for your account information through EMAIL!!
Do Not respond to any email asking you for any personal information!!!
If you have recieved any suspicious EMAILS or replied to any of these, please contact us IMMEDIATELY!!!!
According to http://ncua.gov/ShareInsurance/Index.htm:
"Share accounts in federally insured credit unions are insured up to the Standard Maximum Share Insurance Amount (SMSIA), $250,000 as of October 3, 2008. The Emergency Economic Stabilization Act of 2008 increased the insurance coverage on all accounts up to $250,000 until December 31, 2009. "
        

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