|
|
Share Accounts
Personal Share Accounts
Member / Owner of Simply Service Federal Credit Union
- $5.00 minimum deposit insures your status as Member / Owner of the Credit Union, this includes the right to elect your Credit Unions Board of Directors, which in turn project your ideas
- No monthly service charges
- Dividends calculated daily and paid quarterly on minimum balance of $100.00
- Online Banking
- 24-Hour audio response phone banking
- The National Credit Union Administration insures shares in the Credit Union up to $100,000.00
Share Certificates
A guaranteed investment with competitive rates
- Higher dividend rates than traditional share accounts
- Minimum deposits starting at $500.00
- Certificate terms ranging from 6 to 36 months
- Dividends are calculated daily and are paid quarterly
- Early withdrawal penalty of 30 days for 6 month term, 90 days for 12 month, 24 month, and 36 month terms
- Rate Raisers, which allow you to take advantage of a new rate on an existing certificate
- The National Credit Union Administration insures shares in the Credit Union up to $100,000.00
Student Share Certificates
Minimum deposit of $100.00 on all Student Share Certificates
- Certificates earn the same dividend rates as our $1,000 minimum share certificates
- Can be purchased by Grandparents or Parents for students under age 18
- Certificate terms ranging from 6 to 36 months
- Dividends are calculated daily and are paid quarterly
- Early withdrawal penalty of 30 days for 6 month term, 90 days for 12 month, 24 month, and 36 month terms
- Rate Raisers, which allow you to take advantage of a new rate on an existing certificate
- The National Credit Union Administration insures shares in the Credit Union up to $100,000.00
Seniors Club Accounts
Our way of thanking our 60 plus senior members for their business!
- Free checks (one box per year when ordered through the credit union)
- Free money orders
Holiday Club Accounts
Start saving for next Christmas with our Holiday Club Accounts.
- Make your deposits at your convenience or have an automatic deposit made each pay period
- Funds “locked in” until November 15th
- Receive a special rate on your Holiday Club Account, call for details
- Dividends calculated daily and paid quarterly on minimum balance of $25.00
- The National Credit Union Administration insures shares in the Credit Union up to $100,000.00
Back to Top
Share Draft Accounts
Personal Checking Account
- No monthly service fees
- No minimum balance required
- Unlimited check writing capabilities
- Same day credit for deposits, made prior to cut off time of 4:30pm
- Courtesy call for overdrawn members, when time permits
- Free ATM / Debit Card
- Overdraft protection available
- Online Banking
- 24-Hour audio response phone banking
- The National Credit Union Administration insures shares in the Credit Union up to $100,000.00
Century Checking Account
- Earns dividends with minimum balance of $1,000.00
- No monthly service fee
- Limit of 20 checks per month
- Same day credit for deposits, made prior to cut off time of 4:30pm
- Courtesy call for overdrawn members, when time permits
- Free ATM / Debit Card
- Overdraft protection available Online Banking
- 24-Hour audio response phone banking
- Free first box of checks
- The National Credit Union Administration insures shares in the Credit Union up to $100,000.00
Back to Top
|
|