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Share Accounts
Personal Share Accounts Member / Owner of Simply Service Federal Credit Union
- $5.00 minimum deposit insures your status as Member / Owner of the Credit Union, this includes the right to elect your Credit Unions Board of Directors, which in turn project your ideas
- No monthly service charges
- Dividends calculated daily and paid quarterly on minimum balance of $25.00
- Online Banking
- 24-Hour audio response phone banking
- The National Credit Union Administration insures shares in the Credit Union up to $100,000.00
Share Certificates A guaranteed investment with competitive rates
- Higher dividend rates than traditional share accounts
- Minimum deposits starting at $500.00
- Certificate terms ranging from 6 to 36 months
- Dividends are calculated daily and are paid quarterly
- Early withdrawal penalty of 30 days for 6 month term, 90 days for 12 month, 24 month, and 36 month terms
- Rate Raisers, which allow you to take advantage of a new rate on an existing certificate
- The National Credit Union Administration insures shares in the Credit Union up to $100,000.00
Student Share Certificates Minimum deposit of $100.00 on all Student Share Certificates
- Certificates earn the same dividend rates as our $1,000 minimum share certificates
- Can be purchased by Grandparents or Parents for students under age 18
- Certificate terms ranging from 6 to 36 months
- Dividends are calculated daily and are paid quarterly
- Early withdrawal penalty of 30 days for 6 month term, 90 days for 12 month, 24 month, and 36 month terms
- Rate Raisers, which allow you to take advantage of a new rate on an existing certificate
- The National Credit Union Administration insures shares in the Credit Union up to $100,000.00
Seniors Club Accounts Our way of thanking our 60 plus senior members for their business!
- Free checks
- Free money orders
- Free travelers checks
Holiday Club Accounts Start saving for next Christmas with our Holiday Club Accounts.
- Make your deposits at your convenience or have an automatic deposit made each pay period
- Funds “locked in” until November 15th
- Receive a special rate on your Holiday Club Account, call for details
- Dividends calculated daily and paid quarterly on minimum balance of $25.00
- The National Credit Union Administration insures shares in the Credit Union up to $100,000.00
Kirby Kangaroo Club Accounts Kids club for children from birth to Age 11
- $5.00 minimum balance to open Club account under existing membership account
- Children will earn and learn when they become members of the Kirby Kangaroo Club
- Earn prizes as your balance grows
- Receive a quarterly Kirby Kangaroo newsletter packed with games, stories, fun facts and jokes!
- Gain access to the Kirby Kangaroo Website, where your child can read stories, print coloring pages, play games, read jokes, and even submit their own jokes!
- Receive prizes just for signing up
- Dividends calculated daily and paid quarterly on minimum balance of $25.00
- The National Credit Union Administration insures shares in the Credit Union up to $100,000.00
- More information
Baby Savers Club Accounts Bring in your new arrival so we can take a picture for our baby club board!
- When you open a Baby Savers Club account, we will make the first deposit of $5.00
- Dividends calculated daily and paid quarterly on minimum balance of $25.00
- The National Credit Union Administration insures shares in the Credit Union up to $100,000.00
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Share Draft Accounts
Personal Checking Account
- No monthly service fees
- No minimum balance required
- Unlimited check writing capabilities
- Same day credit for deposits, made prior to cut off time of 4:30pm
- Courtesy call for overdrawn members, when time permits
- Free ATM / Debit Card
- Overdraft protection available
- Free first box of checks
- Online Banking
- 24-Hour audio response phone banking
- The National Credit Union Administration insures shares in the Credit Union up to $100,000.00
Century Checking Account
- Earns dividends with minimum balance of $1,000.00
- No monthly service fee
- Limit of 20 checks per month
- Same day credit for deposits, made prior to cut off time of 4:30pm
- Courtesy call for overdrawn members, when time permits
- Free ATM / Debit Card
- Overdraft protection available Online Banking
- 24-Hour audio response phone banking
- Free first box of checks
- The National Credit Union Administration insures shares in the Credit Union up to $100,000.00
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