Savings & Checking 










  • Share Accounts
  • Share Draft Accounts

  • Share Accounts

    Personal Share Accounts
    Member / Owner of Simply Service Federal Credit Union

    • $5.00 minimum deposit insures your status as Member / Owner of the Credit Union, this includes the right to elect your Credit Unions Board of Directors, which in turn project your ideas
    • No monthly service charges
    • Dividends calculated daily and paid quarterly on minimum balance of $25.00
    • Online Banking
    • 24-Hour audio response phone banking
    • The National Credit Union Administration insures shares in the Credit Union up to $100,000.00


    Share Certificates
    A guaranteed investment with competitive rates

    • Higher dividend rates than traditional share accounts
    • Minimum deposits starting at $500.00
    • Certificate terms ranging from 6 to 36 months
    • Dividends are calculated daily and are paid quarterly
    • Early withdrawal penalty of 30 days for 6 month term, 90 days for 12 month, 24 month, and 36 month terms
    • Rate Raisers, which allow you to take advantage of a new rate on an existing certificate
    • The National Credit Union Administration insures shares in the Credit Union up to $100,000.00


    Student Share Certificates
    Minimum deposit of $100.00 on all Student Share Certificates

    • Certificates earn the same dividend rates as our $1,000 minimum share certificates
    • Can be purchased by Grandparents or Parents for students under age 18
    • Certificate terms ranging from 6 to 36 months
    • Dividends are calculated daily and are paid quarterly
    • Early withdrawal penalty of 30 days for 6 month term, 90 days for 12 month, 24 month, and 36 month terms
    • Rate Raisers, which allow you to take advantage of a new rate on an existing certificate
    • The National Credit Union Administration insures shares in the Credit Union up to $100,000.00


    Seniors Club Accounts
    Our way of thanking our 60 plus senior members for their business!

    • Free checks
    • Free money orders
    • Free travelers checks


    Holiday Club Accounts
    Start saving for next Christmas with our Holiday Club Accounts.

    • Make your deposits at your convenience or have an automatic deposit made each pay period
    • Funds “locked in” until November 15th
    • Receive a special rate on your Holiday Club Account, call for details
    • Dividends calculated daily and paid quarterly on minimum balance of $25.00
    • The National Credit Union Administration insures shares in the Credit Union up to $100,000.00


    Kirby Kangaroo Club Accounts
    Kids club for children from birth to Age 11

    • $5.00 minimum balance to open Club account under existing membership account
    • Children will earn and learn when they become members of the Kirby Kangaroo Club
    • Earn prizes as your balance grows
    • Receive a quarterly Kirby Kangaroo newsletter packed with games, stories, fun facts and jokes!
    • Gain access to the Kirby Kangaroo Website, where your child can read stories, print coloring pages, play games, read jokes, and even submit their own jokes!
    • Receive prizes just for signing up
    • Dividends calculated daily and paid quarterly on minimum balance of $25.00
    • The National Credit Union Administration insures shares in the Credit Union up to $100,000.00
    • More information

    Baby Savers Club Accounts
    Bring in your new arrival so we can take a picture for our baby club board!

    • When you open a Baby Savers Club account, we will make the first deposit of $5.00
    • Dividends calculated daily and paid quarterly on minimum balance of $25.00
    • The National Credit Union Administration insures shares in the Credit Union up to $100,000.00

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    Share Draft Accounts

    Personal Checking Account

    • No monthly service fees
    • No minimum balance required
    • Unlimited check writing capabilities
    • Same day credit for deposits, made prior to cut off time of 4:30pm
    • Courtesy call for overdrawn members, when time permits
    • Free ATM / Debit Card
    • Overdraft protection available
    • Free first box of checks
    • Online Banking
    • 24-Hour audio response phone banking
    • The National Credit Union Administration insures shares in the Credit Union up to $100,000.00

    Century Checking Account

    • Earns dividends with minimum balance of $1,000.00
    • No monthly service fee
    • Limit of 20 checks per month
    • Same day credit for deposits, made prior to cut off time of 4:30pm
    • Courtesy call for overdrawn members, when time permits
    • Free ATM / Debit Card
    • Overdraft protection available Online Banking
    • 24-Hour audio response phone banking
    • Free first box of checks
    • The National Credit Union Administration insures shares in the Credit Union up to $100,000.00

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